Finance Your Home Project
See personalized loan options in minutes — checking won't affect your credit score.
Check My Financing OptionsLoans from $1,000 up to $100,000 · Terms up to 20 years · Funding as soon as 24 hours
$1k–$100k
Loan amounts
20 yrs
Max term length
Soft pull
No credit score impact to check
24 hrs
Fastest funding
How It Works
STEP 1
See your options
Answer a few questions and get matched with competitive, fixed-rate offers from 20+ lenders — with only a soft credit inquiry.
STEP 2
Choose your loan
Compare monthly payments, APRs, and terms side by side, then apply directly with the lender you prefer.
STEP 3
Start your project
Once approved, use your funds to cover the project cost and pay us according to your Super Houz contract.
Frequently Asked Questions
Will checking my options affect my credit score?
No. Pre-qualification uses a soft credit inquiry only, which does not impact your score. A hard inquiry happens only if you choose a loan and proceed with a full application.
How much can I borrow?
Loans range from $1,000 up to $100,000 for qualified applicants — covering everything from a single-room flooring job to a full kitchen remodel.
What loan terms are available?
Fixed-rate personal loans with terms from 2 up to 20 years. Longer terms mean lower monthly payments.
Are there any fees?
There are no fees on loans over $40,000. For loans under $40,000, some lenders may charge an origination fee of 1–6% — no-fee options are clearly highlighted on the offers page. There are no early repayment penalties.
How do I pay Super Houz with the loan?
Loan funds are sent to you first. You then pay Super Houz according to your project contract — deposit, progress payments, or final balance as agreed.
Can I apply with a co-borrower?
Yes. Co-borrowers are welcome and can be added right after the initial application is submitted.
How fast can I get the funds?
Qualified applicants can be approved quickly during business hours and may receive funds as soon as one business day.
Ready to get started?
It takes just a few minutes to see what you qualify for.
Check My Financing OptionsFinancing is provided through Acorn Finance, a lending marketplace connecting homeowners with third-party lenders. Super Houz is not a lender and does not make credit decisions. All loan terms, rates, and approvals are subject to the individual lender's underwriting criteria.